Transforming Speciality Insurance Through Discovery
Our mission is clear: to empower the insurance and reinsurance industry to embrace the future of parametric risk solutions. By delivering unparalleled data precision, actionable insights, and seamless integration, we enable insurers to uncover what they didn’t yet know about risk—revolutionizing underwriting and driving innovation in an evolving world.
Redefining Discovery in the Insurance Technology Landscape
In a sector often constrained by incomplete risk models, fragmented data, and reactive processes, parametric insurance emerges as a transformative approach. At Disruptive, we specialize in uncovering insights that redefine how insurers assess risk and deliver tailored, fast-acting coverage solutions.
Our proprietary data assets integrate diverse sources—from IoT and climate sensors to satellite imagery—creating a foundation for unparalleled precision and reliability. Coupled with advanced AI-driven analytics, our platform empowers insurers to confidently offer parametric solutions for risks ranging from natural disasters to supply chain disruptions, enabling them to anticipate and address emerging challenges with clarity.
Unlocking the Future of InsurTech
Parametric-Ready Data for Precision Risk Discovery
We deliver real-time, highly accurate data assets tailored to parametric models, including geospatial data, event triggers, and environmental indicators. This ensures reliable, measurable payouts based on predefined metrics, transforming how insurers quantify and respond to risk.
Predictive Insights for Tailored Solutions
Our AI and machine learning models analyze vast datasets to predict potential triggers and outcomes, allowing insurers to craft bespoke parametric products for specific risks. From climate resilience to cyber threats, our insights enable the development of precise, future-ready solutions.
Seamless Automation for Swift Payouts
We streamline claims workflows with automated triggers, ensuring policyholders receive payouts immediately following qualifying events. This efficiency builds trust and enhances customer satisfaction, establishing parametric insurance as a fast, reliable alternative to traditional models.
Tailored Products for Emerging Risks
Our platform supports the development of innovative policies, such as hybrid parametric-indemnity models, to address complex, multifaceted risks like flood damage or energy disruptions. These tailored solutions meet the unique challenges of a changing world.
Scalable Solutions for Global Markets
Designed for flexibility, our modular platform enables insurers to scale parametric offerings across diverse geographies and industries. Whether addressing region-specific perils or global challenges, our solutions adapt to the unique needs of every market.
ESG Integration for Responsible Growth
Parametric insurance aligns naturally with ESG objectives, providing clarity and speed in disaster recovery and resilience. Our tools help insurers achieve sustainability goals while maintaining compliance with regulatory standards, ensuring responsible, forward-thinking growth.
With live data feeds and automated notifications, insurers gain proactive risk management capabilities. Real-time insights into events like seismic activity or extreme weather empower immediate responses to parametric triggers, ensuring operational excellence and customer trust.
Building the Future of Parametric Insurance
With expertise in digital transformation and an unwavering commitment to innovation, we are redefining the role of technology in risk assessment and coverage. By uncovering hidden opportunities within parametric models, Disruptive empowers insurers to deliver precision, speed, and sustainability—ensuring they lead in a rapidly evolving global market.
